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Zhao, Tianshu and Murinde, Victor (2011) 'Bank Deregulation and Performance in Nigeria.' African Development Review, 23 (1). pp. 30-43.
Matthews, Kent, Murinde, Victor and Zhao, Tianshu (2007) 'Competitive conditions among the major British banks.' Journal of Banking and Finance, 31 (7). pp. 2025-2042.