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Nissanke, Machiko, Aryeetey, Ernest and Steel, W. (2000) 'Intervention and Liberalisation: Changing Policies and Performance in the Financial Sector.' In: Aryeetey, Ernest, Harrigan, Jane and Nissanke, Machiko, (eds.), Economic Reforms in Ghana: The Miracle and the Mirage. London: James Currey, p. 365.