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dos Santos, Paulo (2013) 'A cause for policy concern: the expansion of household credit in middle-income economies.' International Review of Applied Economics, 27 (3).
dos Santos, Paulo (2011) 'Production and Consumption Credit in a Continuous-Time Model of the Circuit of Capital.' Metroeconomica, 62 (4). pp. 729-758.
dos Santos, Paulo (2008) 'Addressing the Financial Crisis Requires Improvements in Equity.' Development Viewpoint (20).
dos Santos, Paulo (2008) 'The Rising Risks of Mortgage and Consumer Credit in Middle-Income Economies.' Development Viewpoint (11).